AceMoneyby MechCAD SoftwareExisting customer?
Buy Studio
Get the bundle

AceMoney Studio

The full ledger, on your computer.

Register, budgets, reports and investments — local-first, no sign-up, one price.

Buy Studio — $69.99Get the bundle — $119Download free

AceMoney Cloud goes live on October 8, 2026.

Windows, macOS and Linux · 2 computers per license · 30-day money-back

AceMoney Studio’s Home screen: net worth, spending and income this month, a 12-month cash flow chart and the latest transactions. Sample data.

See it

Three screens you will use every day.

Every transaction, in one grid.

Search, split and reconcile in a register that keeps your running balance.

AceMoney Studio’s register: a checking account’s transactions in a table, with New, Edit, Delete and Reconcile buttons above it. Sample data.

Reports you can take with you.

Spending by category and more, on screen, exported to CSV, HTML or text, or printed.

AceMoney Studio’s Reports screen: income and expense by category as two charts and a table, with buttons to export to CSV, HTML or text, or to print. Sample data.

Bills that remind you.

See what is due, what is overdue and what comes next.

AceMoney Studio’s Schedule screen: a list of scheduled bills with their amounts and due dates, one marked four days overdue. Sample data.

Local-first

Your books live on your computer, and AceMoney Studio works offline.

No sign-up

No account to create, nothing to log in to. Your license is a key and the e-mail you bought with.

Yours to keep

Includes 12 months of updates. The app never stops working. Keep getting updates for an optional $24.99/yr (available before your first year ends).

How it works

Start free. Pay once. Keep it.

  1. Download and use it free

    Track up to 3 accounts with Studio Free — no time limit, no sign-up, no card.

  2. Buy once when you’re ready

    $69.99 unlocks everything on 2 computers. Your license key arrives by e-mail.

  3. Activate in Settings

    Open Settings, choose Activate license, paste the key and your e-mail, and choose Activate. Nothing to reinstall.

What’s inside

Everything a household ledger needs.

Register and splits

A fast register, with split transactions for one payment across categories.

Budgets

Real budgets, with gauges that show where each one stands.

Reports

Spending, income and net worth over time.

Investments

Portfolios with quotes, beside the rest of your money.

Many currencies

Accounts in many currencies, with automatic exchange rates.

Scheduled transactions

Scheduled transactions for bills and paychecks.

Imports

AceMoney Classic (JSON or XML export), QIF, OFX, QFX and CSV — and Microsoft Money through its QIF, OFX or OFC export.

Bank feeds, your way

Bring transactions in through your own SimpleFIN account — a separate service — in every edition, Free included.

Document Doctor

Checks your books’ integrity and repairs what it can.

Full version

AceMoney Studio

  • Everything unlocked on 2 computers — Windows, macOS and Linux
  • Includes 12 months of updates. The app never stops working. Keep getting updates for an optional $24.99/yr (available before your first year ends).
  • No sign-up needed
  • 30-day money-back

Buy Studio — $69.99
Get the bundle — $119

Studio and the first year of AceMoney Cloud, $119 once. Cloud then renews automatically at $79.99 a year until you cancel.

AceMoney Cloud goes live on October 8, 2026.

Prices in US dollars. You pay in your own currency at checkout.

Questions

About AceMoney Studio

Do I need to sign up?

No. You activate AceMoney Studio with your license key and the e-mail you bought with — there’s no account to create.

Can I use it on two different computers?

Yes. One license covers two computers, in any mix of Windows, macOS and Linux.

What happens after 12 months?

Includes 12 months of updates. The app never stops working. Keep getting updates for an optional $24.99/yr (available before your first year ends).

Can I bring my AceMoney Classic data?

Yes. Export it from AceMoney Classic as JSON or XML, and AceMoney Studio imports it.

How is Studio Free different?

Studio Free tracks up to 3 accounts, with no time limit. AceMoney Studio unlocks everything, in the same app: there is nothing to reinstall.

Can I get a refund?

You can ask for a refund within 30 days of your purchase. See the refund policy.

AceMoney Cloud

How AceMoney Cloud sync works

AceMoney Studio on Windows, macOS and Linux, and AceMoney Studio and AceMoney Receipts’ Filing Cabinet on iOS and Android, all connect to one locked ledger in AceMoney Cloud, so a change on one device reaches the others. Bank transactions from Plaid join the same ledger, sealed to your key the moment they arrive; we never store a readable copy. The cloud sees when things change and roughly how much data changed, not what is inside.

Goes well with

AceMoney CloudSync between your computers and AceMoney Studio Mobile, managed bank feeds and Receipts Pro features, end to end encrypted.AceMoney Cloud goes live on October 8, 2026.AceMoney ReceiptsSnap receipts on your phone and turn them into searchable records.Switching from AceMoney ClassicYour license keeps working. Bring your data when you’re ready.